Chapter 4.20 MUNICIPAL CREDIT AND COLLECTIONS POLICY This chapter is included in your selections. Sections: 4.20.010 Definitions. 4.20.020 Municipal credit policy. 4.20.030 Municipal collections policy. 4.20.040 Write-off of uncollectable accounts. 4.20.050 Utility debts remain with real property. 4.20.060 Authority to offset.